Guaranteed car finance by MSG
Another of the more popular services offered by MSG is our Guaranteed car finance product. Put simply we are able to finance any vehicle that you want providing that you can afford it and can provide a small amount of information about yourselves. Unlike your standard car finance our lenders dont look at your credit file to judge your application but will simply look at your last two months bank statements to make their decision. What we need to be able to show them is that you are paid your salary into a bank account - your mortgage or rent is upto date and not in arrears and that you actually live at your home address. This is much more straight forward that you would think as the great majority of UK people are on the voters or electoral roll which will prove you live at a certain address. If you have recently moved home - dont panic as they will usually be able to pick you up at a previous property. For homeowners we can simply search the land registry as this will show you own the property. Because we operate in the Non status finance industry we also are aware that many of our customers will have existing credit problems or have certain account showing on their credit files as being in arrears such as county court judgements or CCJ’s. All we will require is an explanation to the circumstances that caused the judgement as many times there are good reasons such as disputes on an account or even simply moving house and not paying a small bill.
Once we have all the info we require we will give you a quote for your chosen car. If happy we submit you Guaranteed car finance application for underwriting and final sign off and you can be driving your new vehicle within 5-7 days.
Guaranteed car finance
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